Polygon DCA calculator
$100 a week into Polygon for the last three years turned $10,500 into $6,653, a -36.6% return. Change any input to test your own plan.
Daily closes from Sep 13, 2024 to Sep 13, 2026. Buys execute at the day's close. Fees are not included.
Dollar-cost averaging into Polygon over this period beat a lump sum on day one by $4,186.
What common Polygon DCA schedules returned
Each row replays the schedule against real daily closes, ending Sep 13, 2026.
| Schedule | Started | Invested | Value today | Return | Avg cost | Worst drawdown |
|---|---|---|---|---|---|---|
| $10 a day for 1 year | Sep 13, 2025 | $3,660 | $3,360 | -8.2% | $0.1052 | -34.5% |
| $100 a week for 1 year | Sep 13, 2025 | $5,300 | $4,817 | -9.1% | $0.1062 | -37.2% |
| $100 a week for 3 years | Sep 13, 2024 | $10,500 | $6,653 | -36.6% | $0.1523 | -48.5% |
| $100 a week for 5 years | Sep 13, 2024 | $10,500 | $6,653 | -36.6% | $0.1523 | -48.5% |
| $500 a month for 3 years | Sep 13, 2024 | $12,500 | $7,849 | -37.2% | $0.1537 | -51.1% |
| $500 a month since the data starts | Sep 13, 2024 | $12,500 | $7,849 | -37.2% | $0.1537 | -51.1% |
Reading the Polygon numbers
The three-year weekly schedule made 105 purchases and accumulated 68923.8205 POL. The average cost of $0.1523 sits above today's price of $0.0965, so the position is underwater by $3,847.
Along the way the portfolio fell 48.5% from its peak at the worst point. That is the number to sit with before committing to a plan: if a drop that size would make you stop buying, the schedule is too aggressive.
Starting date changes everything
The table above shows the same POL at different start dates. Returns swing widely because a schedule that begins near a market top spends its first year buying into a decline, while one that starts in a trough compounds from a low base. Use the date pickers to test a start you actually have in mind.
Frequently asked questions
- Is now a good time to DCA into Polygon?
- Nobody knows. What the data shows is that over the last three years a $100 weekly buy of POL returned -36.6% with a worst drawdown of 48.5%. 0 of the 6 schedules tested here are in profit today.
- How much POL would $100 a week have bought?
- Over three years, 105 purchases accumulated 68923.8205 POL at an average cost of $0.1523 per coin, against a current price of $0.0965.
- Did DCA beat a lump sum in Polygon?
- Over the last three years, yes. Weekly buys finished at $6,653 against $2,467 for the same money invested on day one.
- Where does the price data come from?
- Daily closing prices for POL/USDT from Binance, from Sep 13, 2024 to Sep 13, 2026, refreshed weekly.