NEAR Protocol DCA calculator
$100 a week into NEAR Protocol for the last three years turned $15,700 into $15,551, a -0.9% return. Change any input to test your own plan.
Daily closes from Oct 14, 2020 to Sep 13, 2026. Buys execute at the day's close. Fees are not included.
A lump sum on day one would have finished $18,516 ahead of DCA over this period. DCA traded some upside for a smoother ride: its worst drawdown was 73.6%.
What common NEAR Protocol DCA schedules returned
Each row replays the schedule against real daily closes, ending Sep 13, 2026.
| Schedule | Started | Invested | Value today | Return | Avg cost | Worst drawdown |
|---|---|---|---|---|---|---|
| $10 a day for 1 year | Sep 13, 2025 | $3,660 | $5,145 | +40.6% | $1.68 | -33.4% |
| $100 a week for 1 year | Sep 13, 2025 | $5,300 | $7,412 | +39.9% | $1.69 | -35.2% |
| $100 a week for 3 years | Sep 13, 2023 | $15,700 | $15,551 | -0.9% | $2.39 | -73.6% |
| $100 a week for 5 years | Sep 13, 2021 | $26,100 | $24,215 | -7.2% | $2.55 | -82.6% |
| $500 a month for 3 years | Sep 13, 2023 | $18,500 | $18,480 | -0.1% | $2.37 | -76.0% |
| $500 a month since the data starts | Oct 14, 2020 | $35,500 | $33,852 | -4.6% | $2.48 | -90.8% |
Reading the NEAR Protocol numbers
The three-year weekly schedule made 157 purchases and accumulated 6580.9796 NEAR. The average cost of $2.39 sits above today's price of $2.36, so the position is underwater by $149.
Along the way the portfolio fell 73.6% from its peak at the worst point. That is the number to sit with before committing to a plan: if a drop that size would make you stop buying, the schedule is too aggressive.
Starting date changes everything
The table above shows the same NEAR at different start dates. Returns swing widely because a schedule that begins near a market top spends its first year buying into a decline, while one that starts in a trough compounds from a low base. Use the date pickers to test a start you actually have in mind.
Frequently asked questions
- Is now a good time to DCA into NEAR Protocol?
- Nobody knows. What the data shows is that over the last three years a $100 weekly buy of NEAR returned -0.9% with a worst drawdown of 73.6%. 2 of the 6 schedules tested here are in profit today.
- How much NEAR would $100 a week have bought?
- Over three years, 157 purchases accumulated 6580.9796 NEAR at an average cost of $2.39 per coin, against a current price of $2.36.
- Did DCA beat a lump sum in NEAR Protocol?
- Over the last three years, no. A lump sum on day one would be worth $34,067 against $15,551 for weekly buys. DCA gave up some return for a smaller worst drawdown.
- Where does the price data come from?
- Daily closing prices for NEAR/USDT from Binance, from Oct 14, 2020 to Sep 13, 2026, refreshed weekly.