Cosmos DCA calculator
$100 a week into Cosmos for the last three years turned $15,700 into $7,021, a -55.3% return. Change any input to test your own plan.
Daily closes from Apr 29, 2019 to Sep 13, 2026. Buys execute at the day's close. Fees are not included.
Dollar-cost averaging into Cosmos over this period beat a lump sum on day one by $3,146.
What common Cosmos DCA schedules returned
Each row replays the schedule against real daily closes, ending Sep 13, 2026.
| Schedule | Started | Invested | Value today | Return | Avg cost | Worst drawdown |
|---|---|---|---|---|---|---|
| $10 a day for 1 year | Sep 13, 2025 | $3,660 | $2,952 | -19.3% | $2.00 | -24.7% |
| $100 a week for 1 year | Sep 13, 2025 | $5,300 | $4,258 | -19.7% | $2.01 | -31.0% |
| $100 a week for 3 years | Sep 13, 2023 | $15,700 | $7,021 | -55.3% | $3.61 | -57.1% |
| $100 a week for 5 years | Sep 13, 2021 | $26,100 | $8,296 | -68.2% | $5.08 | -68.6% |
| $500 a month for 3 years | Sep 13, 2023 | $18,500 | $8,201 | -55.7% | $3.64 | -58.1% |
| $500 a month since the data starts | Apr 29, 2019 | $44,500 | $14,969 | -66.4% | $4.80 | -92.5% |
Reading the Cosmos numbers
The three-year weekly schedule made 157 purchases and accumulated 4350.0404 ATOM. The average cost of $3.61 sits above today's price of $1.61, so the position is underwater by $8,679.
Along the way the portfolio fell 57.1% from its peak at the worst point. That is the number to sit with before committing to a plan: if a drop that size would make you stop buying, the schedule is too aggressive.
Starting date changes everything
The table above shows the same ATOM at different start dates. Returns swing widely because a schedule that begins near a market top spends its first year buying into a decline, while one that starts in a trough compounds from a low base. Use the date pickers to test a start you actually have in mind.
Frequently asked questions
- Is now a good time to DCA into Cosmos?
- Nobody knows. What the data shows is that over the last three years a $100 weekly buy of ATOM returned -55.3% with a worst drawdown of 57.1%. 0 of the 6 schedules tested here are in profit today.
- How much ATOM would $100 a week have bought?
- Over three years, 157 purchases accumulated 4350.0404 ATOM at an average cost of $3.61 per coin, against a current price of $1.61.
- Did DCA beat a lump sum in Cosmos?
- Over the last three years, yes. Weekly buys finished at $7,021 against $3,875 for the same money invested on day one.
- Where does the price data come from?
- Daily closing prices for ATOM/USDT from Binance, from Apr 29, 2019 to Sep 13, 2026, refreshed weekly.