Hedera DCA calculator
$100 a week into Hedera for the last three years turned $15,700 into $12,331, a -21.5% return. Change any input to test your own plan.
Daily closes from Sep 29, 2019 to Sep 13, 2026. Buys execute at the day's close. Fees are not included.
A lump sum on day one would have finished $11,393 ahead of DCA over this period. DCA traded some upside for a smoother ride: its worst drawdown was 72.2%.
What common Hedera DCA schedules returned
Each row replays the schedule against real daily closes, ending Sep 13, 2026.
| Schedule | Started | Invested | Value today | Return | Avg cost | Worst drawdown |
|---|---|---|---|---|---|---|
| $10 a day for 1 year | Sep 13, 2025 | $3,660 | $2,772 | -24.3% | $0.0990 | -20.2% |
| $100 a week for 1 year | Sep 13, 2025 | $5,300 | $3,997 | -24.6% | $0.0994 | -28.6% |
| $100 a week for 3 years | Sep 13, 2023 | $15,700 | $12,331 | -21.5% | $0.0954 | -72.2% |
| $100 a week for 5 years | Sep 13, 2021 | $26,100 | $22,121 | -15.2% | $0.0884 | -77.9% |
| $500 a month for 3 years | Sep 13, 2023 | $18,500 | $14,880 | -19.6% | $0.0932 | -73.2% |
| $500 a month since the data starts | Sep 29, 2019 | $42,000 | $48,152 | +14.6% | $0.0654 | -90.8% |
Reading the Hedera numbers
The three-year weekly schedule made 157 purchases and accumulated 164519.0112 HBAR. The average cost of $0.0954 sits above today's price of $0.0750, so the position is underwater by $3,369.
Along the way the portfolio fell 72.2% from its peak at the worst point. That is the number to sit with before committing to a plan: if a drop that size would make you stop buying, the schedule is too aggressive.
Starting date changes everything
The table above shows the same HBAR at different start dates. Returns swing widely because a schedule that begins near a market top spends its first year buying into a decline, while one that starts in a trough compounds from a low base. Use the date pickers to test a start you actually have in mind.
Frequently asked questions
- Is now a good time to DCA into Hedera?
- Nobody knows. What the data shows is that over the last three years a $100 weekly buy of HBAR returned -21.5% with a worst drawdown of 72.2%. 1 of the 6 schedules tested here are in profit today.
- How much HBAR would $100 a week have bought?
- Over three years, 157 purchases accumulated 164519.0112 HBAR at an average cost of $0.0954 per coin, against a current price of $0.0750.
- Did DCA beat a lump sum in Hedera?
- Over the last three years, no. A lump sum on day one would be worth $23,724 against $12,331 for weekly buys. DCA gave up some return for a smaller worst drawdown.
- Where does the price data come from?
- Daily closing prices for HBAR/USDT from Binance, from Sep 29, 2019 to Sep 13, 2026, refreshed weekly.