How much does NEAR staking pay?

Typical native staking pays about 8.0% APR, which is 8.33% APY with daily compounding. 1,000 NEAR staked for five years grows to about 1,492 NEAR at that rate.

How long does it take to unstake NEAR?

2 days. During unbonding you earn no rewards and cannot sell.

Does the calculator include price changes?

No. It counts tokens. Enter a price to see a USD figure at today's price, but remember the token price will move far more than the reward rate.

NEAR · about 8.0% APR · 2 day unbonding

NEAR staking calculator

At a typical 8.0% APR compounded daily, 1,000 NEAR becomes about 1,492 NEAR in five years. Delegate to any validator. Rewards every epoch, about 12 hours.

Ethereum Solana Cardano Polkadot Avalanche Cosmos Polygon NEAR Sui Celestia

Asset

Delegate to any validator. Rewards every epoch, about 12 hours.

Amount staked (NEAR)

Reward rate (APR)

Typical for NEAR: 8%. Check your validator or exchange.

Years

Compounding

Add monthly (NEAR)

NEAR price (optional)

Shows USD values. Assumes a flat price, which is the one thing crypto never does.

Balance after 5y

14.918

NEAR

Rewards earned

4.918

NEAR

Effective APY

8.33%

daily compounding

Unbonding

2 days

to withdraw

Year	Balance	Rewards
1	10.833	+0.833
2	11.735	+1.735
3	12.712	+2.712
4	13.771	+3.771
5	14.918	+4.918

1,000 NEAR staked at 8.0% APR

1 year

1,083.3 NEAR

+83.3 rewards

3 years

1,271.2 NEAR

+271.2 rewards

5 years

1,491.8 NEAR

+491.8 rewards

10 years

2,225.3 NEAR

+1,225.3 rewards

What moves the NEAR rate

Staking rewards come from new token issuance plus a share of network fees, divided among everyone staking. When more of the supply is staked, each staker gets a smaller slice. The rate you are quoted today is not a promise for next year.

Native, liquid, or exchange staking

Native delegation pays the full rate minus a validator commission, typically 5 to 10%. Liquid staking wraps your stake in a tradable token so you skip the unbonding wait. Exchange staking is the simplest but keeps 10 to 25% of the rewards and custody of your coins.

Frequently asked questions

How much does NEAR staking pay?: Typical native staking pays about 8.0% APR, which is 8.33% APY with daily compounding. 1,000 NEAR staked for five years grows to about 1,492 NEAR at that rate.
How long does it take to unstake NEAR?: 2 days. During unbonding you earn no rewards and cannot sell.
What do I need to stake NEAR?: Delegate to any validator. Rewards every epoch, about 12 hours.
Does the calculator include price changes?: No. It counts tokens. Enter a price to see a USD figure at today's price, but remember the token price will move far more than the reward rate.