How much does Cardano staking pay?

Typical native staking pays about 2.8% APR, which is 2.84% APY with daily compounding. 1,000 ADA staked for five years grows to about 1,150 ADA at that rate.

How long does it take to unstake ADA?

Cardano has no unbonding period. Delegated ADA stays liquid in your wallet.

Does the calculator include price changes?

No. It counts tokens. Enter a price to see a USD figure at today's price, but remember the token price will move far more than the reward rate.

ADA · about 2.8% APR · no unbonding

Cardano staking calculator

At a typical 2.8% APR compounded daily, 1,000 ADA becomes about 1,150 ADA in five years. No lockup. Delegate to a stake pool and keep full control of funds.

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Asset

No lockup. Delegate to a stake pool and keep full control of funds.

Amount staked (ADA)

Reward rate (APR)

Typical for Cardano: 2.8%. Check your validator or exchange.

Years

Compounding

Add monthly (ADA)

ADA price (optional)

Shows USD values. Assumes a flat price, which is the one thing crypto never does.

Balance after 5y

11.503

ADA

Rewards earned

1.503

ADA

Effective APY

2.84%

daily compounding

Unbonding

None

to withdraw

Year	Balance	Rewards
1	10.284	+0.284
2	10.576	+0.576
3	10.876	+0.876
4	11.185	+1.185
5	11.503	+1.503

1,000 ADA staked at 2.8% APR

1 year

1,028.4 ADA

+28.4 rewards

3 years

1,087.6 ADA

+87.6 rewards

5 years

1,150.3 ADA

+150.3 rewards

10 years

1,323.1 ADA

+323.1 rewards

What moves the Cardano rate

Staking rewards come from new token issuance plus a share of network fees, divided among everyone staking. When more of the supply is staked, each staker gets a smaller slice. The rate you are quoted today is not a promise for next year.

Native, liquid, or exchange staking

Native delegation pays the full rate minus a validator commission, typically 5 to 10%. Liquid staking wraps your stake in a tradable token so you skip the unbonding wait. Exchange staking is the simplest but keeps 10 to 25% of the rewards and custody of your coins.

Frequently asked questions

How much does Cardano staking pay?: Typical native staking pays about 2.8% APR, which is 2.84% APY with daily compounding. 1,000 ADA staked for five years grows to about 1,150 ADA at that rate.
How long does it take to unstake ADA?: Cardano has no unbonding period. Delegated ADA stays liquid in your wallet.
What do I need to stake Cardano?: No lockup. Delegate to a stake pool and keep full control of funds.
Does the calculator include price changes?: No. It counts tokens. Enter a price to see a USD figure at today's price, but remember the token price will move far more than the reward rate.