How much does Polygon staking pay?

Typical native staking pays about 4.0% APR, which is 4.08% APY with daily compounding. 1,000 POL staked for five years grows to about 1,221 POL at that rate.

How long does it take to unstake POL?

3 days. During unbonding you earn no rewards and cannot sell.

Does the calculator include price changes?

No. It counts tokens. Enter a price to see a USD figure at today's price, but remember the token price will move far more than the reward rate.

POL · about 4.0% APR · 3 day unbonding

Polygon staking calculator

At a typical 4.0% APR compounded daily, 1,000 POL becomes about 1,221 POL in five years. Staked on Ethereum mainnet. Gas costs matter for small amounts.

Ethereum Solana Cardano Polkadot Avalanche Cosmos Polygon NEAR Sui Celestia

Asset

Staked on Ethereum mainnet. Gas costs matter for small amounts.

Amount staked (POL)

Reward rate (APR)

Typical for Polygon: 4%. Check your validator or exchange.

Years

Compounding

Add monthly (POL)

POL price (optional)

Shows USD values. Assumes a flat price, which is the one thing crypto never does.

Balance after 5y

12.214

POL

Rewards earned

2.214

POL

Effective APY

4.08%

daily compounding

Unbonding

3 days

to withdraw

Year	Balance	Rewards
1	10.408	+0.408
2	10.833	+0.833
3	11.275	+1.275
4	11.735	+1.735
5	12.214	+2.214

1,000 POL staked at 4.0% APR

1 year

1,040.8 POL

+40.8 rewards

3 years

1,127.5 POL

+127.5 rewards

5 years

1,221.4 POL

+221.4 rewards

10 years

1,491.8 POL

+491.8 rewards

What moves the Polygon rate

Staking rewards come from new token issuance plus a share of network fees, divided among everyone staking. When more of the supply is staked, each staker gets a smaller slice. The rate you are quoted today is not a promise for next year.

Native, liquid, or exchange staking

Native delegation pays the full rate minus a validator commission, typically 5 to 10%. Liquid staking wraps your stake in a tradable token so you skip the unbonding wait. Exchange staking is the simplest but keeps 10 to 25% of the rewards and custody of your coins.

Frequently asked questions

How much does Polygon staking pay?: Typical native staking pays about 4.0% APR, which is 4.08% APY with daily compounding. 1,000 POL staked for five years grows to about 1,221 POL at that rate.
How long does it take to unstake POL?: 3 days. During unbonding you earn no rewards and cannot sell.
What do I need to stake Polygon?: Staked on Ethereum mainnet. Gas costs matter for small amounts.
Does the calculator include price changes?: No. It counts tokens. Enter a price to see a USD figure at today's price, but remember the token price will move far more than the reward rate.