DCA Math
XRP · bought Jan 1, 2026 at $1.88

$1,000 in XRP in 2026 would be worth $728 today

That is a -27.2% return, or -36.6% a year over 0.7 years. It peaked at $1,249 and fell 57.7% from a high at the worst point.

$100 in 2026
$72.75
$500 in 2026
$364
$1,000 in 2026
$728
$5,000 in 2026
$3,638
$10,000 in 2026
$7,275
$
Price data from May 4, 2018 to Sep 13, 2026.

Buys at that day's close. Fees and taxes are not included.

Worth today
$728
531.9432 XRP at $1.37
Profit
-$272
Return
-27.2%
Annualised
-36.6%
over 0.7 years
Bought at
$1.88
Jan 1, 2026
Peak value
$1,249
Jan 5, 2026
Lowest value
$529
Aug 16, 2026
Worst drawdown
-57.7%
peak to trough

$1,000 in XRP on Jan 1, 2026 is worth $728 today, a loss of $272. It peaked at $1,249 on Jan 5, 2026.

What happened after Jan 1, 2026

$1,000 bought 531.9432 XRP. The position hit its highest value of $1,249 on Jan 5, 2026 and its lowest of $529 on Aug 16, 2026. Today, with XRP at $1.37, it is worth $728.

The 57.7% worst drawdown is the number to weigh against the headline. A holder who sold at the bottom of that fall never saw today's figure.

Other starting years

The same $1,000 at the start of a different year gives a very different answer. The XRP overview compares every year side by side, and the DCA calculator shows what spreading the purchase out would have done instead.

Frequently asked questions

How much would $1,000 in XRP in 2026 be worth today?
$728. $1,000 bought 531.9432 XRP at $1.88 on Jan 1, 2026, and XRP closed at $1.37 on Sep 13, 2026.
What was the XRP price in 2026?
$1.88 at the close of Jan 1, 2026, the first trading day of 2026 in the data. The price moved a lot within the year; use the date picker to test a specific day.
What was the peak value of that investment?
$1,249 on Jan 5, 2026. The lowest point was $529 on Aug 16, 2026, and the deepest fall from a peak was 57.7%.
Does this include fees or taxes?
No. A typical 0.1% to 0.6% exchange fee would trim the result slightly, and any sale is a taxable event in most countries.