DCA Math
XRP · bought Jan 1, 2020 at $0.1931

$1,000 in XRP in 2020 would be worth $7,085 today

That is a +608.5% return, or +33.9% a year over 6.7 years. It peaked at $18,391 and fell 83.2% from a high at the worst point.

$100 in 2020
$708
$500 in 2020
$3,542
$1,000 in 2020
$7,085
$5,000 in 2020
$35,423
$10,000 in 2020
$70,847
$
Price data from May 4, 2018 to Sep 13, 2026.

Buys at that day's close. Fees and taxes are not included.

Worth today
$7,085
5,180.01 XRP at $1.37
Profit
$6,085
Return
+608.5%
Annualised
+33.9%
over 6.7 years
Bought at
$0.1931
Jan 1, 2020
Peak value
$18,391
Jul 22, 2025
Lowest value
$702
Mar 12, 2020
Worst drawdown
-83.2%
peak to trough

$1,000 in XRP on Jan 1, 2020 is worth $7,085 today. Holding through it meant sitting through a 83.2% drop at the worst point.

What happened after Jan 1, 2020

$1,000 bought 5,180.01 XRP. The position hit its highest value of $18,391 on Jul 22, 2025 and its lowest of $702 on Mar 12, 2020. Today, with XRP at $1.37, it is worth $7,085.

The 83.2% worst drawdown is the number to weigh against the headline. A holder who sold at the bottom of that fall never saw today's figure.

Other starting years

The same $1,000 at the start of a different year gives a very different answer. The XRP overview compares every year side by side, and the DCA calculator shows what spreading the purchase out would have done instead.

Frequently asked questions

How much would $1,000 in XRP in 2020 be worth today?
$7,085. $1,000 bought 5,180.01 XRP at $0.1931 on Jan 1, 2020, and XRP closed at $1.37 on Sep 13, 2026.
What was the XRP price in 2020?
$0.1931 at the close of Jan 1, 2020, the first trading day of 2020 in the data. The price moved a lot within the year; use the date picker to test a specific day.
What was the peak value of that investment?
$18,391 on Jul 22, 2025. The lowest point was $702 on Mar 12, 2020, and the deepest fall from a peak was 83.2%.
Does this include fees or taxes?
No. A typical 0.1% to 0.6% exchange fee would trim the result slightly, and any sale is a taxable event in most countries.