DCA Math
XRP · bought Jan 1, 2022 at $0.8507

$1,000 in XRP in 2022 would be worth $1,608 today

That is a +60.8% return, or +10.6% a year over 4.7 years. It peaked at $4,174 and fell 72.0% from a high at the worst point.

$100 in 2022
$161
$500 in 2022
$804
$1,000 in 2022
$1,608
$5,000 in 2022
$8,039
$10,000 in 2022
$16,077
$
Price data from May 4, 2018 to Sep 13, 2026.

Buys at that day's close. Fees and taxes are not included.

Worth today
$1,608
1,175.5 XRP at $1.37
Profit
$608
Return
+60.8%
Annualised
+10.6%
over 4.7 years
Bought at
$0.8507
Jan 1, 2022
Peak value
$4,174
Jul 22, 2025
Lowest value
$361
Jun 18, 2022
Worst drawdown
-72.0%
peak to trough

$1,000 in XRP on Jan 1, 2022 is worth $1,608 today. Holding through it meant sitting through a 72.0% drop at the worst point.

What happened after Jan 1, 2022

$1,000 bought 1,175.5 XRP. The position hit its highest value of $4,174 on Jul 22, 2025 and its lowest of $361 on Jun 18, 2022. Today, with XRP at $1.37, it is worth $1,608.

The 72.0% worst drawdown is the number to weigh against the headline. A holder who sold at the bottom of that fall never saw today's figure.

Other starting years

The same $1,000 at the start of a different year gives a very different answer. The XRP overview compares every year side by side, and the DCA calculator shows what spreading the purchase out would have done instead.

Frequently asked questions

How much would $1,000 in XRP in 2022 be worth today?
$1,608. $1,000 bought 1,175.5 XRP at $0.8507 on Jan 1, 2022, and XRP closed at $1.37 on Sep 13, 2026.
What was the XRP price in 2022?
$0.8507 at the close of Jan 1, 2022, the first trading day of 2022 in the data. The price moved a lot within the year; use the date picker to test a specific day.
What was the peak value of that investment?
$4,174 on Jul 22, 2025. The lowest point was $361 on Jun 18, 2022, and the deepest fall from a peak was 72.0%.
Does this include fees or taxes?
No. A typical 0.1% to 0.6% exchange fee would trim the result slightly, and any sale is a taxable event in most countries.